Financing

When you’re thinking about plastic surgery, you may have nearly as many questions about financing as you do about the plastic surgery procedure itself. New York plastic surgeon Dr. Thomas Sterry’s expert office staff is here to help answer your questions and guide you through the process of obtaining financing.

Dr. Thomas Sterry strives to help his patients attain the improved look they envision for themselves. For assistance with financing at his Manhattan practice, request a consultation using his online form or call  (212) 249-4020.

Financing FAQ

Do you offer financing?

Yes. We offer financing through Care Credit. Our patient coordinator will be happy to explain our financing plans and help you apply. In most cases, she can have an answer from the financing company by the time you complete your consultation with Dr. Sterry.

What’s the difference between cosmetic and reconstructive surgery?

• An operation is considered cosmetic surgery if it is done on normal body structures solely to enhance your appearance.
• A procedure is considered reconstructive surgery if a physician determines that the procedure is medically necessary for you—that is, you need the surgery to correct a medical problem that has not responded to other treatment methods.

Does Dr. Sterry participate in any insurance plans?

No—Dr. Sterry does not participate in insurance plans or networks. However, the Women’s Health and Cancer Rights Act of 1988 requires group health plans, as well as their insurance companies and HMOs that cover mastectomies, to provide certain benefits for reconstructive breast surgery.